Pero I can do it too

28 Activities To Do Instead Of Spending Money


Everywhere you look, there is an ad—yikes! When businesses make shopping so easy, it’s difficult to save more, pay off debt, and invest for your future.


One that gets me every time is the ability to shop now and pay later. It is a recipe for disaster because you need to spend within your means. Paying later means you currently do not have the money in your bank account, so you cannot afford it. I often hear, “But I get paid in one week.” In this case, you need to wait until you get paid to purchase.


The bottom line is that it often starts with a $50 purchase, then increases to $200, and soon the purchase can be above $1,000. This is where we accrue so much debt that we live paycheck-to-paycheck.


The next layer to “retail therapy” is when we experience boredom, stress, or sadness. Many people go shopping seeking a temporary dose of happiness and excitement that can affect your finances in the long run and add to the stress.


Thankfully, many fun activities help you distract yourself from spending money.


In this blog post, you will find 28 fun activities to do without spending money:


1. Exercise:


Physical activity boosts your mood and keeps you healthy.


2. Meditation and mindfulness:


Practice mindfulness techniques to reduce stress and enhance mental clarity.


3. Volunteer work:


Giving back to the community can give a sense of purpose and fulfillment.


4. Cooking or baking:


When did you last follow a recipe? There is so much joy in creating a delicious meal at home.


5. Reading:


Pick a book from the library that can take you to a different world. I do not mean a self-help or educational book, but a book that helps you escape reality.


6. Outdoor activities:


Go for a hike, a walk, or ride a bike or a scooter to enjoy nature.


7. DIY projects:


Do you have an eye on a project you want to do? Or maybe you remember doing a project from school. Be creative and keep yourself occupied.


8. Journaling:


Express your thoughts and feelings through writing. Self-reflecting can help you feel lighter.


9. Learn a new skill:


There are free resources at our local libraries or free online courses that can help with learning a new language, skill, or hobby.


10. Gardening:


Growing your own vegetables, fruits, or flowers is therapeutic and will keep you busy!


11. Yoga:


Follow yogis online who give free classes or watch a YouTube video that guides you through a 20-minute yoga session, helping you find inner peace and relaxation.


12. Photography:


Whether you have a camera or phone, taking photos helps you be more present and think creatively.


13. Podcasts or audiobooks:


Try creating a relaxing ambiance, playing a podcast or audiobook, and letting yourself indulge in the moment.


14. Decluttering:


I know I said fun, but have you ever decluttered one area of your home, and you instantly felt better? OMG, try it! It helps your brain feel clear.


15. Art:


This can be sketching, painting, coloring, sculpting, etc. Express yourself creatively to channel your emotions.


16. Music:


There is nothing better than listening to your favorite artist and having a dance party! Invite your friends, the more people, the merrier.


17. DIY spa day:


Pamper yourself with a spa day at home with homemade masks and a bubble bath.


18. Explore free events:


Research ahead of time so that you can pencil it in on your calendar. Cities often have movies at the park, or neighborhoods have festivals you can plan to attend.


19. Game nights:


Host game nights with friends or family and play your favorite board games, puzzles, or video games.


20. Pet therapy:


Pets make everything better! If you already have a pet, you can intentionally set time to spend with them at home or outdoors. If you do not have pets, perhaps your friends do, and you can spend time with them or volunteer at an animal shelter.


21. Visit a farm:


Often, farms are free, and you can walk around and enjoy the animals and open space. Farms sometimes need volunteers to help with students, and they usually announce this on their social media accounts.


22. Home movie night:


Create a cozy environment and watch your favorite movie at home with some appetizers.


23. Creative writing:


Channeling your emotions through writing poetry, fiction, personal essays, or even blogging might be the outlet you need.


24. Self-care routine:


Establish a routine that helps you relax and takes care of you.


25. Go on a picnic:


Make your favorite sandwich at home, grab a side and a drink, and go to your favorite park to enjoy a meal and watch the clouds move. We move through the world so fast that we forget that life can be this simple.


26. Visit the library:


Libraries have many groups for kids and adults! You can learn a language or join a knitting group. Check out your local library, and you will be impressed with what they offer.


27. Explore your city:


Visiting different places in your own city often makes you feel like you are on vacation.


28. Host a potluck:


A meal with friends tastes much better! Invite your good friends and enjoy a lot of laughter.


Create a list of fun activities you enjoy to help you when you feel bored or stressed.


Remember that true happiness comes from feeling fulfilled, not from materialistic items.


When we work together:


  • I help you set action steps to meet your financial goals
  • I help you create a budget that works for you and empower you to manage your money
  • I help you enjoy your life now while you work on your financial goals and plan for your future


If this resonates with you, I invite you to work with me! It would be an honor to be part of your money journey. Book a sales call.


I cannot wait to be part of your journey!


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Orlenda Cortez

Welcome to my corner on the internet! I’m obsessed with using money as a tool because it led me to pay off $30K in consumer debt in a year and a half, helped me save $20K in nine months to have my dream wedding in Costa Rica and is helping me build the life I never saw my family experience. Now I want to help others do the same!

Orlenda Cortez
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