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How To Set Money Dates With Your Partner

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Setting money dates is important if you are starting a new relationship or have been together for a while.

 

Discussing finances is just as crucial as sharing dreams and aspirations. Yet, it is the most challenging topic to tackle with your significant other due to upbringing and beliefs around money. However, you can cultivate open communication, mutual understanding, and financial alignment with your partner by scheduling fun money dates.

 

There are no rules here. You get to decide what fun money dates are in your household.

 

In this post, we will explore the importance of money dates and how to initiate them and sustain them to build a stronger financial foundation.

 

Why do money dates matter?

 

Money dates provide a specific time for couples to discuss their financial goals, concerns, and next steps in a relaxed environment.

 

These dedicated money dates help build trust, transparency, and accountability in managing finances, whether joint or separate. Couples can avoid misunderstandings, conflicts, and financial surprises by regularly checking in during money dates.

 

You will be surprised at the next level of connection you will build with your partner through these money conversations.

 

How do you set money dates?

 

  1. Choose a convenient time: Select a time when you and your partner are relaxed and free from distractions. It can be during a picnic at the park or before a romantic movie night at home, but ensure you do something you both enjoy to balance out the money topic. Prioritize consistency to create a habit of checking in with your finances.
  2. Set an agenda: Choose topics ahead of time to discuss during your money date, such as budgeting, savings, paying off debt, or long-term financial planning. Having a structured agenda prepares each of you for the conversation by always knowing what to expect during the money date.
  3. Be transparent and honest: Agree to have open communication and be honest about your financial situation, including income, debt, expenses, and financial goals. Transparency will build trust and strengthen your financial partnership.
  4. Listen actively: Practice active listening during money dates, allowing your partner to express their thoughts, concerns, and aspirations without interruption. Validate their feelings and perspectives, and work together to find common grounds and solutions. You can expect the same in return.
  5. Celebrate wins and learn from challenges: Acknowledge and celebrate financial milestones and achievements together—similarly, approach financial setbacks or challenges as opportunities to learn and grow as a couple. By facing obstacles together, you will become stronger and more resilient.
  6. Set actionable steps: Collaboratively set realistic and actionable financial goals based on your shared values and priorities. Break down larger objectives into smaller, manageable tasks, and hold each other accountable for progress.
  7. Review and adjust regularly: Schedule regular check-ins to review your financial progress, adjust goals as needed, and address any concerns or opportunities that arise. Flexibility and adaptability are crucial to maintaining financial harmony over time.

 

Here are a few questions to help you get started on your money dates:

 

  • Where do we want to be in five to ten years?
  • How do we want to feel?
  • Where do we want to live?
  • What would our schedule look like?
  • What hobbies do we want to have?
  • What debt should we tackle first?
  • What is our fun money budget for the month?
  • Are we spending in alignment?
  • How much can we save monthly to hit a three-month living expense?
  • How can we increase our income to hit our money goals faster?
  • What age do we want to retire by?

 

Budgeting as a couple can be intimidating, especially if you are not confident budgeting alone. However, setting money dates as a couple is a proactive step towards building a solid financial foundation for your relationship. It can also be an easy way to have accountability and stay on track to hitting your financial goals.

 

Remember, the key to successful money dates lies in consistency, honesty, and a shared commitment to this financial journey.

 

These money dates might soon be your favorite types of dates!

 

When we work together:

 

  • I help you redefine financial roles with your partner and start the money conversations
  • I help you create a system that works for you and your couple to achieve your money goals as a team
  • I help you unpack your money story so that it becomes easy and less stressful to share with your partner your emotions around money

 

If this resonates with you, I invite you to work with me! I want to help you reach your money goals faster and experience less stress daily. Book a sales call.

 

I cannot wait to help you on this nextstep in your life!

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ABOUT AUTHOR
Orlenda Cortez

Welcome to my corner on the internet! I’m obsessed with using money as a tool because it led me to pay off $30K in consumer debt in a year and a half, helped me save $20K in nine months to have my dream wedding in Costa Rica and is helping me build the life I never saw my family experience. Now I want to help others do the same!

Orlenda Cortez
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