Pero I can do it too

How Can I Avoid Debt After Vacation?

Tips to avoid debt

Do you spend more than you accounted for after a vacation or work trip?   It happens to the best of us! We get overly excited and spend more than anticipated or simply have emergencies during the trip.   When we come home and realize we accrued debt during this trip, we have this urge […]

28 Activities To Do Instead Of Spending Money

Everywhere you look, there is an ad—yikes! When businesses make shopping so easy, it’s difficult to save more, pay off debt, and invest for your future.   One that gets me every time is the ability to shop now and pay later. It is a recipe for disaster because you need to spend within your […]

The Ultimate Checklist to Buy a House for the first-time Homeowner

buying a house

Are you stepping into the world of homeownership for the first time? Congratulations!   Purchasing a home can be exciting but daunting if you do not know how to prepare.   I am here to guide you through the process with this ultimate checklist to buy a house as a first-time homeowner:   1. Location […]

How To Buy Christmas Gifts Without Getting Into Debt

  Do you love Christmas and gift-giving? I get it. I love Christmas, too!   When the holiday spirit is in the air, there is a magical tradition that brings us all together: the act of giving. Yet, amidst the festive cheer, the strain of overspending casts a shadow on our celebrations. There is a […]

How I Paid For College As An Undocumented Student

  Growing up low-income, having unstable housing, and being undocumented presented many hardships for my family. We are not the only ones, and this is the reality of many families who start from ground zero and are not given the tools to thrive. Survival and living paycheck to paycheck is the norm.   I want […]

Traveling While In Debt:Tips To Save And Send More To Debt

  Traveling is a privilege for many, and it can be challenging when burdened with debt.   However, with planning, discipline, and committing to being financially responsible, it is possible to pay off debt while traveling.   Below, you will find tips on how to travel to save your money and send it to debt […]

How To Earn More To Get Out Of Debt Without A Side Hustle

You are in a lot of debt and you keep hearing to start a side hustle to get out of debt. You may not desire to start anything on the side and that is okay, I am here to tell you, that you do not have to!   I understand that when you are in […]

10 Money Mistakes To Avoid As A College Student

Thinking about your financial wellness during College will set you up for success. Numerous adults now are trying to undo the mistakes made during their time in College.   Which is not fair for young adults who did not learn from their family or school about personal finance.   Here are 10 money mistakes to […]

How To Plan To Pay Off Debt That Works For YOU

It is not sustainable to go from zero to one hundred in restriction.   Take small steps forward that can help you in your debt pay off journey without taking away the joy out of life.   Here are a few tips to see what works for you:   1.Choose a debt pay off method: […]

How Is My Credit Card Balance Increasing?

If you say “I don’t know how my credit card balance keeps increasing” this is for YOU.   You may have great intentions of using a credit card that gives you points to book your next flight. You want to get those points but your credit card balance keeps increasing.   Then you ask yourself: […]